Invalidating your car insurance

Limit the number of miles you drive each year and give an accurate estimation of that mileage when shopping for your quote.

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There can be any number of reasons for this happening; your provider's criteria may have changed; the insurer could have removed a new customer discount; perhaps you've made a claim or had a motoring offence in the last year; maybe you've moved to a higher-risk address or added a motorist with a poor driving record onto your policy.It’s easy to buy an affordable car insurance policy by comparing with u Switch, but there are some requirements you must meet to make sure you’re covered at all times, and especially in the case of an accident.There are many variables that affect the cost of your car insurance cover, including your age, driving experience, address and your claims and convictions history.The savings to be made by paying in one go can be so significant that, if you can't afford it, it's worth considering other options such as paying on a 0% credit card - just make sure you can pay off the balance on the card before the interest-free period ends.If you improve your vehicle's security you may be rewarded with a lower quote, although you should check whether your insurer will acknowledge the extra security and consider whether the investment outweighs the saving.All sidelights and rear registration plate lights must also be lit between sunset and sunrise, even if it still seems light enough to manage without them.Under EU rules, since 2011 all new cars are required to have daytime running lights that come on automatically when the engine is started, and which turn off automatically when headlights or sidelights are lit.A lie in this instance does not have to be a blatant mistruth.It could mean withholding a piece of information that the insurer would use in calculating the insurance premium or misrepresenting certain details to get a better price.So here is all you need to know on headlights, sidelights and registration plate lights as well as windscreens and other windows.You might think it is only important to use lights at night, but there are also instances when you should use them even during daylight hours.

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