We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.When you’ve fallen behind on your payments, it can feel like there’s nowhere to turn.It can help lower your monthly payments and get you out of debt faster so you can be in the driver’s seat of your own finances.With so many ways to consolidate, there’s bound to be a solution for your unique situation. Debt consolidation is the process of combining your debts into one loan with a lower interest rate.If you need help educating yourself on your debt consolidation options, you can start with the section titled “What is Debt Consolidation?” If you already know debt consolidation is the right path for you, here is a preview of the best debt consolidation loans revealed by my research: Next, I’ll dive into more detail on each company.
Click the "Apply Now" button, answer a few easy questions and get your loan rate and payment information online - with the click of your mouse - before you finish the application. And we'll fit your loan repayments into your busy schedule when you pay your bills online.Click the "View Report" button for detailed results.Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice.One potential option to get organized and streamline your bills is debt consolidation.Debt consolidation lets you roll several debts into one loan with a lower interest rate and longer payment term.As with any other kind of loan, consider: A personal line of credit can give you fast access to a set amount of money (usually limited to ,000 or ,000) which you can borrow and pay back as needed.As you repay the funds you borrowed, you can then borrow them again and again from your line of credit without having to apply for new loans every time.Lending Club is the nation’s largest peer-to-peer lender.Do you feel like your life is on hold because you’re trapped by all your debt payments? Consolidating your debt could be the answer you’re looking for.It's still possible, however, to benefit from consolidation if you explore your options and proceed with caution. You know you can save money by consolidating all those higher-interest rate credit card debts into one, easily managed monthly payment.